A Join Venture of Bangalakshmi Group

Microfinance is a general term to describe financial services to low-income individuals or to those who do not have access to typical banking services.

Microfinance is a source of financial services for entrepreneurs and small businesses lacking access to banking and related services.

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About Us

On behalf of Bangiya Gramin Bikash Microfinance, we want to welcome you to our team, and thank you for joining us.

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Microfinance is a general term to describe financial services to low-income individuals or to those who do not have access to typical banking services.

Microfinance is also the idea that low-income individuals are capable of lifting themselves out of poverty if given access to financial services. While some studies indicate that microfinance can play a role in the battle against poverty, it is also recognized that is not always the appropriate method, and that it should never be seen as the only tool for ending poverty.

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Fill in an application form on our website. Make a request on our website and wait for response, Our manager will contact you to clear up the details within 30 minutes from the time of the request during business hours.

How it works

our working process

step 1

Application submit

step 2

Review & Verification

step 3

Loan Approval

step 4

Loan disbursement

Features

Why People Choose Us?

A type of banking service that is provided to unemployed or low-income individuals or groups who would otherwise have no other means of gaining financial services. Ultimately, the goal of microfinance is to give low income people an opportunity to become self-sufficient by providing a means of saving money, borrowing money and insurance.

Microfinancing is not a new concept. Small microcredit operations have existed since the mid 1700s. Although most modern microfinance institutions operate in developing countries, the rate of payment default for loans is surprisingly low - more than 90% of loans are repaid.